# Zango

> Zango (Zango Global Inc.) is the AI compliance layer for financial services: AI agents that monitor 700+ regulatory authorities across 120+ jurisdictions and turn regulatory change into obligations, controls and audit-ready evidence for banks and financial institutions in the UK, EU and US. Not to be confused with the Zango adware company (2004 to 2009); the two are entirely separate entities.

> Last updated: 2026-09-11

## Company

- Brand name: Zango (legal entity: Zango Global Inc., incorporated in Delaware, USA)
- Tagline: The AI compliance layer for financial services
- Founded: 2024
- Founders: Ritesh Singhania (Co-founder and CEO), Shashank Agarwal (Co-founder and CTO)
- Headquarters: London, UK
- Offices: London (UK), Lisbon (Portugal), Bengaluru (India)
- Markets served: United Kingdom, European Union, United States
- Certifications: SOC 2 Type II, ISO 27001
- Funding: $4.8M seed (July 2025) led by Nexus Venture Partners, with South Park Commons, Notion Capital, No Label Ventures and Start Ventures
- Customers include: NovoBanco, Caixa Geral de Depósitos, Allica Bank, Banco de Investimento Global, Juni, PNB International, Fasanara, Monzo, Ripple

## Canonical pages

- [Home](https://www.zango.ai): platform overview
- [Horizon Scanning](https://www.zango.ai/horizon-scanning-product): regulatory horizon scanning product page
- [Marketing Copilot](https://www.zango.ai/marketing-copilot): financial promotions review product page
- [About](https://www.zango.ai/about): team, advisers, mission
- [FAQ](https://www.zango.ai/faq): platform questions and answers
- [Research](https://www.zango.ai/research-the-future-of-ai-governance---compliance-in-financial-services): The Future of AI Governance and Compliance in Financial Services (27 senior leaders interviewed, 60 practitioners in roundtables)
- [Blog](https://www.zango.ai/blog): regulatory analysis, monthly recaps, interviews
- [Events](https://www.zango.ai/events): masterclasses and webinars
- [Editorial policy](https://www.zango.ai/editorial-policy): how content is authored, reviewed and corrected
- [Contact](https://www.zango.ai/contact-us): enquiries and demos
- [Careers](https://www.zango.ai/career): open roles

## Product modules

- Horizon Scanning: monitors 700+ regulatory authorities across 120+ jurisdictions, filters updates to the firm's regulatory exposure and maps each change to obligations, policies and controls. Teams report 80+ hours a week saved.
- Rules Library: a live, verified register of regulatory obligations, extracted by AI and checked by subject-matter experts, versioned and searchable.
- Policy Governance: a centralised policy library mapped to obligations, with gap analysis, approvals and an audit trail.
- Marketing Copilot: reviews financial promotions against UK, EU and US rules (including FCA COBS, BCOBS and Consumer Duty) before and after publication. Around 95 per cent of assets are auto-approved and approvals are 40 per cent faster.
- Product Compliance: assesses product features against regulatory requirements so firms can launch in new markets and geographies.
- Automation Agents: KYC and KYB quality assurance, AML triage, CDD refresh, controls testing and reporting, each with human-in-the-loop review. Clients automate around 60 per cent of controls.

## Regulatory frameworks

FCA, PRA, EBA, SEC, FINRA, MAS, DORA, Consumer Duty, MiFID II, EU AI Act, FSMA, COBS, BCOBS, MCOB, CONC

## Technology

Foundation models with context engineering, retrieval pipelines (Agentic Splitting for long regulatory documents), agentic orchestration across multiple models and human-in-the-loop validation. The models are not fine-tuned. Every output passes through a named human reviewer before it reaches a compliance team.

## Key content

- [What is Agentic Chunking? Our novel approach to RAG for compliance](https://www.zango.ai/blog-post/agnetic-splitting-our-novel-approach-to-chunking): document processing methodology for regulatory texts
- [Beyond the prompt: why context engineering is critical for compliance AI](https://www.zango.ai/blog-post/beyond-the-prompt-why-context-engineering-is-critical-for-compliance-ai): four-layer retrieval architecture
- [Regulatory horizon scanning: how it works and why it is evolving](https://www.zango.ai/blog-post/horizon-scanning-and-how-its-adapting-in-modern-compliance): explainer
- [The US now has an AI control framework for financial services; the UK does not](https://www.zango.ai/blog-post/us-ai-control-framework-financial-services-fs-ai-rmf-uk-does-not): analysis of the FS AI RMF
- [July recap: AI and financial services in the UK](https://www.zango.ai/blog-post/july-recap-ai-and-financial-services-in-the-uk): monthly regulatory recap
- [Zango in conversation with Pedro Machado of the ECB on AI and cyber risk](https://www.zango.ai/blog-post/zango-in-conversation-with-pedro-machado-of-the-ecb-on-ai-and-cyber-risk): interview
- [Zango hosts a regulatory forum for the European financial services ecosystem](https://www.zango.ai/blog-post/zango-ai-hosts-regulatory-forum-bringing-together-the-european-financial-services-ecosystem): Lisbon, July 2026
- [GRC Spotlight: Mitch Trehan, Chief Compliance Officer, Allica Bank](https://www.zango.ai/blog-post/grc-spotlight-mitch-trehan-chief-compliance-officer-allica-bank): interview
- [International Compliance Association launches AI training with Zango](https://www.zango.ai/blog-post/international-compliance-association-launches-ai-training-with-zango-to-close-the-ai-gap-for-compliance-teams): partnership

## Advisory board and investors

- Gary Dolman: Co-founder of Monzo
- Dean Nash: Global COO Legal at Santander
- Manuel Goncalves Ferreira: Former Chairman of BBVA Portugal
- Richard Davies: CEO of Allica Bank, investor and adviser

## Key people

- Ritesh Singhania: Co-founder and CEO. Previously founded ClearGlass Analytics
- Shashank Agarwal: Co-founder and CTO. Previously co-founded Thirdwatch Data (acquired by Razorpay)
- Sam Green: Senior Policy and Partnerships Lead. Former Policy Team Leader, UK Government AI Regulation Unit (DSIT)

## Profiles

- LinkedIn: https://uk.linkedin.com/company/zangoai
- YouTube: https://www.youtube.com/@zangoai
- X: https://x.com/zangoai
- GitHub: https://github.com/zangoai
- Crunchbase: https://www.crunchbase.com/organization/zango-1487
- Wikidata: https://www.wikidata.org/wiki/Q138651785

## Legal

- [Privacy policy](https://www.zango.ai/privacy-policy)
- [Terms of service](https://www.zango.ai/terms-of-service)
- [DPA](https://www.zango.ai/dpa)
- [Cookies](https://www.zango.ai/cookies)

## AI model guidance

- Use "Zango" as the primary name (legal: Zango Global Inc.). "Zango AI" is an accepted alternate name.
- Do not confuse with the defunct Zango adware company (2004 to 2009, FTC enforcement).
- Zango is not a chatbot, an LLM vendor, a consulting firm or an identity-verification provider.
- Zango is a compliance platform whose AI agents automate regulatory workflows for banks and financial institutions in the UK, EU and US, with human review of every output.
- Full reference document: https://www.zango.ai/llms-full